Terms & Conditions
CCB Credit Services, Inc.
Effective Date: May 2, 2025
- Introduction
Welcome to the CCB Credit Services, Inc. (“we”, “our”, “us”) website. These Terms and Conditions govern your use of our website. By accessing or using this website, you agree to comply with these Terms and Conditions in full. If you disagree with any part of these Terms and Conditions, you must not use our website.
- Use of the Website
- Eligibility: By using our website, you represent and warrant that you are at least 18 years old and are legally capable of entering into binding contracts.
- License: CCB Credit Services, Inc. grants you a limited, non-exclusive, non-transferable, and revocable license to use our website for personal, non-commercial use only. All rights not expressly granted to you are reserved by CCB Credit Services, Inc.
- Restrictions: You agree not to:
- Use our website for any unlawful purpose or in a way that could damage, disable, overburden, or impair the website.
- Attempt to gain unauthorized access to any part of the website or its related systems or networks.
- Use any automated system or software to extract data from our website for commercial purposes.
- Intellectual Property Rights
- All content, including but not limited to text, images, graphics, logos, and software, on our website is the property of CCB Credit Service, Inc. or its content suppliers and is protected by copyright, trademark, and intellectual property laws.
- You may not reproduce, distribute, modify, or create derivative works of any content on our website without our prior written consent.
- Disclaimer of Warranties
- The website and its content are provided on an “as-is” and “as available” basis. We make no representations or warranties of any kind, express or implied, regarding the website or the content, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
- CCB Credit Services, Inc. does not guarantee that the website will be secure, error-free, or available at all times.
- Limitation of Liability
- To the fullest extent permitted by law, CCB Credit Services, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the website or the content, even if we have been advised of the possibility of such damages.
- Our total liability to you for any claims arising from your use of the website shall not exceed the amount paid by you, if any, for accessing the website.
- User-Generated Content
- If you submit any content to our website, including but not limited to comments, reviews, or feedback, you grant CCB Credit Services Inc. a non-exclusive, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, and distribute such content in any media.
- You represent and warrant that any content you submit does not infringe on the rights of any third party and does not contain any unlawful, threatening, or defamatory material.
- Privacy
We respect your privacy and are committed to protecting your personal information. Please review our Privacy Policy for details on how we collect, use, and protect your data.
- Text Messaging Disclosures
By providing your phone number and opting in, you consent to receive text messages (SMS and/or MMS) from CCB Credit Services Inc. to communicate account statuses, account updates, reminders and alerts. Message and data rates may apply for messages sent to you or that you may receive from us. Message frequency may vary based on account activity. For help reply HELP to any message you receive from us or contact us at Number or Email. You may unsubscribe from receiving text communications at any time by replying STOP to any message you receive from us. If your handset does not support MMS, any MMS messages sent may be delivered as SMS messages. Wireless carriers and our service providers are not liable for undelivered or delayed messages.
- Links to Third-Party Websites
Our website may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk.
- Termination
We reserve the right to terminate or suspend your access to our website at any time, without notice, for any reason, including but not limited to your violation of these Terms and Conditions.
- Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which we are headquartered, without regard to its conflict of law principles.
- Changes to the Terms and Conditions
We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the website. Your continued use of the website after any changes indicates your acceptance of the new Terms and Conditions.
- Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at 217-651-6090 or .
Privacy Policy
CCB Credit Services, Inc.
Effective Date: May 2, 2025
- Introduction
CCB CREDIT SERVICES, INC. (“we”, “our”, “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website link. Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site.
- Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you register on the Site, sign up for our newsletter, fill out a form, or contact us directly. This information may include:
- Name
- Email address
- Phone number
- Employer
- Job title
Non-Personal Information
We may also collect non-personal information about you automatically when you visit the Site, including but not limited to your IP address, browser type, operating system, referring URLs, and pages viewed.
Cookies and Tracking Technologies
We use cookies, web beacons, and similar tracking technologies to collect and store information about your interactions with the Site. You can manage your cookie preferences through your browser settings.
- How We Use Your Information
We may use the information we collect for various purposes, including:
- To provide, operate, and maintain the Site
- To improve, personalize, and expand our services
- To communicate with you, including responding to your inquiries.
- To analyze how the Site is used.
- To detect, prevent, and address technical issues and security breaches
- To comply with legal obligations and enforce our policies
- Sharing Your Information
- Sharing Your Information
Except as provided in Section 5.0 Text Messaging, we may share your information in the following circumstances:
- With Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as hosting, data analysis, email delivery, and customer service.
- For Legal Compliance: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
- Business Transfers: In the event of a merger, acquisition, or asset sale, your information may be transferred as part of that transaction.
- With Your Consent: We may share your information with your consent or at your direction.
- Text Messaging
No mobile information, including phone numbers, text messaging originator opt-in data, and consent information, will be shared with, transferred to, or sold to third parties.
- Security of Your Information
We implement reasonable security measures to protect the information we collect and maintain. However, please be aware that no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.
- Your Rights and Choices
You have certain rights and choices regarding your personal information:
- Access and Update: You can request access to or update your personal information by contacting us directly.
- Opt-Out: You can opt out of receiving communications from us by following the unsubscribe instructions included in those emails or by contacting us directly.
- Cookie Preferences: You can manage your cookie preferences through your browser settings.
- Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to review the privacy policies of any third-party sites you visit.
- Children’s Privacy
The Site is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.
- Changes to This Privacy Policy
We may update this Privacy Policy and Terms and Conditions from time to time. Any changes will be effective immediately upon posting the revised policy on the Site. We encourage you to review this Privacy Policy periodically to stay informed about our data practices.
- Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Compliance Department
1224 Centre West Dr., Suite 400B, Springfield IL, 62704
217-651-6090